Does Insurance Cover Telehealth Visits for Mental Health?

Many insurance plans cover telehealth visits for mental health services, but coverage and costs vary by plan, service, provider, and location. Since the COVID-19 pandemic, many insurers have expanded telehealth coverage for services such as therapy and psychiatric consultations. Medicare covers certain mental-health telehealth services, while Medicaid coverage varies by state. Coverage typically includes video sessions with licensed therapists, psychiatrists, and mental health counselors. Your copay, coinsurance, and deductible may be the same as for an in-person visit, but this depends on your plan and whether the provider is in network. Check with your insurance provider to confirm your telehealth mental health benefits and any session limits that may apply.