How Much Is Plan B? Understanding the Cost and Access of Emergency Contraception

Alan Lucks | MD

Medically reviewed by Alan Lucks | MD, Alan Lucks MDPC Private Practice - New York on February 20th, 2026.

Key Takeaways

  • Plan B ranges from $40 to $50 for brand-name versions

  • Generic alternatives cost between $11 and $20

  • Many insurance plans cover emergency contraception

  • Community health centers offer sliding scale pricing options

Emergency contraception is a critical healthcare resource for individuals seeking to prevent unintended pregnancy. The cost and accessibility of Plan B can vary significantly, creating potential barriers for those who need timely intervention. Understanding the pricing landscape and available options can help individuals make informed decisions about their reproductive health.

Understanding Plan B Pricing

The retail price of Plan B One-Step fluctuates across different pharmacies and retailers. Brand-name emergency contraception typically costs between $40 and $50, with prices influenced by location and specific retailer. Generic alternatives provide more affordable options for individuals seeking cost-effective emergency contraception.

Insurance and Coverage Options

Most health insurance plans now cover emergency contraception without additional cost. The Affordable Care Act mandates coverage for FDA-approved contraceptives, though the specifics can vary. Some key coverage considerations include:

Coverage Type

Typical Cost

Access Details

Prescription

$0-$11

Requires healthcare provider prescription

Over-the-Counter

$15-$50

No age restrictions, direct pharmacy purchase

Medicaid

Often free

Varies by state, income-dependent

Alternative Access Strategies

Community health centers and family planning clinics offer critical healthcare support for those seeking affordable emergency contraception. These facilities often provide services on a sliding fee scale, making emergency contraception accessible to individuals with limited financial resources.

Cost-Saving Approaches

Several strategies can help reduce emergency contraception expenses:

  • Purchasing generic alternatives

  • Using manufacturer coupons

  • Checking college health center pricing

  • Investigating community health center options

Financial Considerations and Timing

While cost is important, the effectiveness of emergency contraception decreases rapidly over time. Prompt access is crucial for maximum effectiveness, making it essential to balance cost considerations with timely intervention.

Frequently Asked Questions

Most effective when taken within 72 hours of unprotected intercourse, with effectiveness decreasing over time.

Plan B is available over-the-counter without age restrictions.

Yes, generic alternatives contain the same active ingredient and are FDA-approved.

Coverage varies, but many plans cover emergency contraception with no additional cost.

Community health centers, college health services, and generic pharmacy brands offer the most affordable options.

The Bottom Line

Navigating the cost of emergency contraception requires understanding available resources and options. Prices vary, but affordable alternatives exist for most individuals. Ready to meet your AI doctor? Get started with Doctronic today.

Related Articles